Vehicle and work
Define how the vehicle will support the business, expected kilometres and any fit-out or payload requirements.
Business finance
Business vehicle finance for cars, vans and utes
Tell us the vehicle, business use, purchase amount and available records. A broker can compare suitable options.
- 50+ lenders in the panel
- Australia-wide
- Enquiry first — no application lodged
What affects your options
Match the loan to the vehicle and business use
A trade ute, delivery van and passenger vehicle can serve different needs. Consider the work, loan terms and replacement plan together.
Business profile
Time trading, turnover records and the applicant's business type can affect lender eligibility.
Deposit and final amount
Cash contribution and any balloon change both regular repayments and the amount due at the end.
Tax treatment
The loan type and business use can have accounting consequences. Confirm them with your accountant before proceeding.
What this finance may cover
- 01Cars for business use
- 02Vans and utes
- 03Fleet additions
- 04Replacing an existing vehicle
Compare costs and conditions
Look beyond the advertised rate
Compare repayments, fees, conditions and any final payment together. An estimate is not a lender quote or approval.
Open repayment estimatorRepayment schedule and total finance cost
Vehicle, fit-out and eligible on-road costs included
Balloon amount and end-of-term options
Security, director guarantees and early-payout conditions
Documents you may need
Start without uploads. If you continue, a broker will explain which documents are relevant.
- 01ABN and trading details
- 02Vehicle quote or invoice
- 03Business income information
- 04Director details where required
Common questions
About business car finance
What is a chattel mortgage?
It is a common commercial loan where the business owns the asset and the lender registers security over it. Ask your accountant whether it suits your tax position.
Can an ABN holder apply?
Potentially. Time trading, income evidence, asset type and lender policy all affect assessment.