Bike and intended use
Road bikes, scooters and other eligible motorcycles may be assessed differently, particularly as they age.
Consumer finance
Motorbike loans and finance for new, used and eligible private-sale bikes
Compare suitable motorbike loan and finance options for new, used and eligible private-sale bikes, then model indicative repayments before discussing lender-specific costs.
- 50+ lenders in the panel
- Australia-wide
- Enquiry first — no application lodged
What affects your options
Build the request around the bike you are buying
The bike's age, value and seller can narrow the available options. Confirm those details and the budget before comparing repayments.
Dealer or private seller
Dealer and eligible private-sale purchases can involve different documents and settlement steps.
Deposit and trade-in
A deposit or trade-in changes the financed amount and may affect the loans available.
Accessories and insurance
Ask which accessories can form part of the purchase figure and which insurance requirements apply before settlement.
What this finance may cover
- 01New and used bikes
- 02Eligible motorcycles and scooters
- 03Dealer and eligible private sales
- 04Motorbike refinancing
Compare costs and conditions
Look beyond the advertised rate
Compare repayments, fees, conditions and any final payment together. An estimate is not a lender quote or approval.
Comparison rate and full fee schedule
Loan term and total repayments
Treatment of accessories and on-road costs
Early payout, extra repayments and any security requirements
Documents you may need
Start without uploads. If you continue, a broker will explain which documents are relevant.
- 01Proof of identity and income
- 02Bike make, model and year
- 03Purchase or dealer details
- 04Current finance information if refinancing
Common questions
About motorbike finance
Can I finance a used motorbike?
Potentially. Vehicle age, value and lender policy will matter.
How can I estimate motorbike finance repayments?
Use the repayment estimator with your proposed amount, term and an indicative annual rate. It is a planning tool, not a lender quote or approval, so compare fees and conditions separately.
Can I include accessories?
Treatment varies by lender and loan terms. Give the broker an itemised purchase figure.