Asset and supplier
Specialist, imported, new and used equipment can require different invoices, specifications, valuations or supplier checks.

Business finance
Tell us the equipment, supplier, purchase amount and available business records. A broker can compare suitable options.
What affects your options
Compare the equipment's cost and business benefit with a realistic term, available records and ownership plan.
Specialist, imported, new and used equipment can require different invoices, specifications, valuations or supplier checks.
The proposed finance term should make sense beside how long the equipment is expected to remain productive.
Capacity, labour savings, replacement need and expected revenue help explain why the purchase makes commercial sense.
Trading history and available financial or transaction records affect which lenders and loan types may be suitable.
Compare costs and conditions
Compare repayments, fees, conditions and any final payment together. An estimate is not a lender quote or approval.
Open repayment estimatorTotal cost and timing of repayments
Deposit, security and guarantee requirements
Used-equipment, valuation or supplier conditions
Ownership, balloon and early-payout position
Start without uploads. If you continue, a broker will explain which documents are relevant.
Common questions
Potentially. Age, condition, valuation and resale characteristics may affect lender policy.
Available terms and schedules vary. Discuss your operating cycle with the broker before selecting a loan.
Speak with a broker
Start online or call RateSmart. A broker will confirm the request and discuss suitable options. Submitting an enquiry does not lodge a credit application.