Asset or personal purpose
Cars, boats and motorbikes may support secured loans. Other personal purposes may be assessed differently.
Consumer finance
Tell RateSmart what you plan to finance, the budget and timing. A broker can compare suitable options from a panel of 50+ lenders.
Start an enquiry
Choose the right starting point
Match the loan to the purchase and total cost.
The asset, seller, security, term and fees can change which options are suitable.
Dealer or private seller
The seller can change the checks, documents and timing required before settlement.
Repayment and final payment
Compare the scheduled repayment, fees, total interest and any balloon together.
Purchase timing
Explain whether you are researching, negotiating or ready to buy so the broker can focus on the relevant next step.
Related guidance
Understand the details before you decide.
Review the costs, documents, eligibility and timing that may affect your finance options.